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    Margaret Kisza

    Sales Representative

    Sutton West Realty Inc., Brokerage

    As your personal guide and trustworthy agent, I strive to give you the best of the best. In the years that I’ve spent in the industry, homebuyers have always asked me “What do I need to do when I buy a house?”. I’ve composed a step-by-step guide that organizes the buying process to make buying a house simple and fun!

    Step 1: Mortgage Pre-Approval

    Before you even go looking for a home, you will need to understand your needs and budget. Getting pre-approved for a mortgage is a great place to start when determining your budget. When the lender approves you for a mortgage, it gives you an idea of how much you can afford to buy your new houseYou can use my very handy affordability calculator by clicking here

    Getting a pre-approval before your search allows you to be ready for when the perfect property comes up. You will have secured your financing ahead of time, allowing you to put down the offers that make sense for your budget.

    Please contact me if you need additional information or help connecting with a mortgage broker. 


    Step 2: Hire an Agent

    There are thousands of real estate agents, how do you chose one that’s right for you?

    You have to pick carefully. They will be acting as your representative and you will need someone to look out for your best interests. They have to be a trained professional who knows your area inside out. A great agent is someone who offers you quality services to help you accomplish your goal.

    Look no further - I am happy to help you with all your buying needs! I will leverage over a decade of experience in the idustry and my tight network of agents and professionals to help you find your dream home! 


    Step 3: Find your Home

    Once you have a budget in mind, speak to you agent about your needs. Together we can find the perfect solution for your dream home. I can sign you up for a constant flow of what is new in your desired area or you can browse listings using the smart listings search on my website, here.

    Step 4: Make an Offer Now

    Now that you’ve found the house that you are set on, it’s time to make an offer. Not all offers are the same and here’s where your real estate agent comes in. They will help you with specific terms and conditions that will be specified in the offer like the price you want to pay, financing conditions, or other things like inclusions and exclusions.

    Not only is it about the price of the house but you have to carefully look at the other details included in this sale. Appliances, chandeliers, or even minor renovations can also be part of the deal. Shorter or longer closing dates can also be specified in the offer.

    If there is something in the offer that doesn’t satisfy the seller, counter offers or negotiations can also be presented to help get a price that you think is fair.

    Step 5: Close the Sale

    There will be closing costs associated with the sale that need to be paid either by or on the closing date. It can include mortgage application fees, inspections, and legal fees. But once that’s taken care of, you get your new house.

    Congrats, welcome to your new home! You’re all ready to move in!

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